A fractional CFO provides senior financial strategy and oversight, fundraising support, board reporting, cash planning, on a part-time or as-needed basis, without the cost of a full-time in-house hire.
The role picks up where bookkeeping and standard accounting stop: modeling runway and burn scenarios, preparing board decks, advising on pricing and unit economics, representing the finance function in front of investors. It tends to fit a company that has outgrown a bookkeeper but isn't yet big enough to justify a full-time CFO's salary.
The value is judgment applied to numbers that are already accurate, which is exactly why a fractional CFO engagement is only as good as the bookkeeping underneath it. Strategic advice built on a shaky set of books is advice built on a bad foundation, no matter how experienced the person giving it is.
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